We plan for nearly every financial eventuality that we may
face in life. We invest for our retirement, have health insurance
and house and contents insurance. Yet when it comes to funerals,
many of us don't like to think about them, let alone plan
for them.
However
people are changing the way they think, and as many thousands
of New Zealander’s have discovered, the idea of pre-planning
and pre-paying their funeral service today, makes a lot of
sense.
There
are many advantages in establishing a Lychgate Funeral
Plan:
Simple
to Arrange
In
the comfort of your home or at our office, you select the
style of funeral you require. We will assist you complete
the simple documentation and answer any questions.
Peace
of Mind
Putting
your affairs in order through a funeral plan will give you
peace of mind. It ensures that your wishes are known.
Opening
a Lychgate Funeral Plan now, will relieve your family
of a financial burden and the need to make difficult decisions
at an emotional time.
Payment
at Today's Prices
A
Lychgate Funeral Plan can be tailored to suit your
budget. You may make one lump sum payment or instalments over
a period of time. By pre-paying today you reduce the eroding
effects of inflation on your savings.
Tax
Paid
Interest withholding tax is paid on your Lychgate Funeral
Plan funds. The net interest is then compounded into
your contribution, thereby increasing the value of your Lychgate
Funeral Plan.
Asset
Testing
Funeral
Plans up to $10,000 are excluded from asset testing, when
assessing eligibility for a long term residential care subsidy
for the elderly (under current legislation).
Flexibility
If
you move to another town, your pre-paid funeral plan will
remain in place and your wishes can still be carried out by
a funeral director in that town.
No
Restrictions
Anyone
can complete a Lychgate Funeral Plan. There are no
restrictions on age or state of health.
No
Commission or Fees
Unlike
many Funeral Plans, we do not charge you any commission or
fees on your contributions.
What
to do next
Take
a little time to assess all your requirements, then contact
our office nearest you or email
us for an application form.
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